You worked hard all week at work, are Superwoman at home, and when payday rolls around, it feels like you have nothing to show for it, shuffling around bills, debt, and other expenses as soon as your check hits your account. If you feel like every paycheck is slipping through your fingers as soon as Friday rolls around, you’re not the only one: 59 percent of Americans are living paycheck to paycheck, according to a 2019 survey from Charles Schwab.
Break the paycheck-to-paycheck cycle with YNAB (which stands for You Need A Budget), an award-winning personal finance software that’ll help you gain control of your money with their modern, easy-to-use budgeting tools. YNAB helps your budget with the money you have now, offering free video trainings and live workshops centered on their four simple rules to help you stop living from paycheck-to-paycheck, get out of debt, and create a savings plan so that your money works for you.
What’s your financial game plan? Here are four simple ways you can stop living from paycheck-to-paycheck so that you can enjoy your money more.
1. Give Every Dollar a Job
Instead of picking up 2-3 jobs in order to make ends meet, use a budget to help guide you to only spend the money you have available right now. With a budget, you’re able to look at how much you’re spending on necessities and obligations like housing expenses, credit card, or…
You worked hard all week at work, are Superwoman at home, and when payday rolls around, it feels like you have nothing to show for it, shuffling around bills, debt, and other expenses as soon as your check hits your account.
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